Embedded finance for real estate and construction companies
Suppliers, clients, employees, banks, escrow accounts and number of other componemnts make you almost a bank: you have to handle settlements; B2B, B2C, C2B payments; comply with regulatory requirements and still deliver the project within the expected timeline.
Embedded finance solutions are designated to simplify the payment infrastructure and process in the real estate development and construction through integration of common business tools you already use with the financial products and solutions.
Find out few examples of the solutions we embed to developers' business to make your life easier.
Branded payment cards & wallets
cards or wallets for your employees and end-consumers under infrastructure managed and controlled by you
low (or even nil) cost of payment flows
card instead of ID badge to access your sites
transaction data about purchases your employees and end-consumers do
Business accounts and cards
enable your suppliers to have a bank account under the infrastructure managed and controlled by you
reduce (up to nil) cost of payment flows between your organizations
use data about financial situation of your suppliers to reduce your own days in inventory or to make your suppliers depend on your business more
issue business cards for company's spend to control it better thorugh various control tools (time, date, amount, merchant, etc.)
Branded loans, instalments, EWA
consumer loans based on the real income and spend
earned wage access for employees who can't wait till the payday
target loans, where usage is limited by specific merchants
higher payment volume of end-consumers controlled by you
Money movement
B2C, C2B, B2B and B2C money transfers both for domestic and cross border payments
money transfers to bank accounts, wallets, cards and cash
cash management solutions to reduce cash volume and related costs
Loyalty programs
use employees' and end-consumers' payment volume to engage them to your product and loyalty program
card as unified identifier for multiple loyalty programs
use third-party loyalty programs to engage clients and employees to daily communications with your brand
manage end-consumers' and employees' purchase preferences through your card's loyalty program and engage revenue flow from third parties
Data solutions
integrations with your common ERP, CRM, accounting software
know, where and when your end-consumers. employees and suppliers pay
third-party data sources to know even more about end-consumers', employees' & suppliers' behavior
get notified when consumers, employees or suppliers do purchases at exact merchants
analyze the data to modify product portfolio, loyalty program or forecast revenue even better
Incremental revenue
sharing of revenue related to domestic and cross border transfers of your consumers, employees and suppliers
sharing of revenue generated by cards', wallets' and accounts' general payment volume
sharing or revenue generated by loans, EWA and instalments for consumers and employees
Other solutions
branded customized insurance products for consumers, employees and suppliers
branded mobile networks with data products based on usage of mobile network
integration with close loop payment providers (schools, campus solutions, has stations, parking, etc.)