Embedded finance for gig economy companies
Rapid changes and digitalization across industries challenge us with requests to move faster, cheaper and more efficient both for demand and supply sides of the gig economy.
Embedded finance solutions help to reduce transaction cost, make it faster and convenient for users while following the strategic objectives of business and aiming to grow lifetime, LTV, APRU of both supply and demand users.
Here are some of the solutions we use to build a product for gig economy companies.
Branded payment cards
lower (or even nil) cost of payment flows
transaction data about purchases your users do outside of your ecosystem
aggregated data of users' purchases during a long period
Money movement
B2C, C2B, B2B and B2C money transfers both for domestic and cross border payments
money transfers to bank accounts, wallets, cards and cash
cash management solutions to reduce cash volume and related costs
Branded loans and EWA
consumer loans based on the real income and spend
earned wage access for those who can't wait till the payday
target loans, where usage is limited by specific merchants
Loyalty programs
use users' payment volume to engage them to your product and loyalty program
payment card as unified identifier for multiple loyalty programs
develop your own loyalty program based on transaction activity and payment behavior
Data solutions
know, where and when your users pay outside of your ecosystem
get notified when users do purchases at exact merchants
third-party data sources to know even more about consumers' behavior
Incremental revenue
sharing of revenue generated by cards' payment volume
sharing of revenue generated by loans and instalments
reduction of costs related to payment flows