Embedded finance for e-commerce and retail companies
On a rapidly changing markets payments and settlements between buyers and sellers are the real headache for marketplaces, classifieds and electronic retailers.
Embedded finance solutions simplify the payment flows, make them faster, cheaper and safer as well as enable transaction data aggregation and transparency for the higher efficiency and revenue.
Find out below about the solutions we embed to the core business processes of e-commerce companies.
Branded payment cards
lower (or even nil) cost of payment flows
transaction data about purchases your consumers do outside of your ecosystem
aggregated data of consumer's purchases during a long period (even about not identified consumers)
Branded loans and instalments
higher purchasing power and volume
target loans, where usage is limited by specific merchants & purchases
alternative scoring models for the alternative credit products
Transaction data
know, where and when your consumers pay outside of your sites
get notified when consumers do purchases at exact merchants
third-party data sources to know even more about consumers' behavior
analyze the data to modify product portfolio, loyalty program or forecast revenue even better
Transaction management
mechanics of a safe deal / smart contracts / escrow deals
split payments
processing of transactions considering additional conditions required by your business (i.e. loans, gift cards, loyalty programs)
Loyalty programs
use consumers' payment volume to engage them to your product and loyalty program
payment card as unified identifier for multiple loyalty programs
use third-party loyalty programs to better engage consumers to your products
develop your own loyalty program based on transaction activity and payment behavior
Incremental revenue
sharing of revenue generated by cards' payment volume
sharing of revenue generated by loans and instalments
reduction of costs related to payment flows