Embedded finance for companies with 10,000+ consumers
Either you are a retail company, airlines, soccer club or university, you want your consumers to buy from you more and to do it more often. You would also like to know what do they buy from your competitors and why.
Here are the embedded finance solutions (not all of them!) which help to monitor consumers' spend, make them buy from you even more and to reduce cost to serve.
Branded payment cards
lower (or even nil) cost of payment flows
transaction data about purchases your consumers do outside of your ecosystem
aggregated data of consumer's purchases during a long period (including anonymous consumers)
Branded loans and instalments
higher purchasing power and volume
target loans, where usage is limited by specific merchants & purchases
alternative scoring models for the alternative credit products
Loyalty programs
use consumers' payment volume to engage them to your product and loyalty program
payment card as unified identifier for multiple loyalty programs
develop your own loyalty program based on transaction activity and payment behavior
Incremental revenue
sharing of revenue generated by cards' payment volume
sharing of revenue generated by loans and instalments
reduction of costs related to card acquiring, refunds, gift cards
Transaction data
know, where and when your consumers pay outside of your sites
get notified when consumers do purchases at exact merchants
analyze the data to modify product portfolio, loyalty program or forecast revenue even better
Other solutions
B2C and C2B payments to reduce the cost of acceptance, refunds and payouts
third-party data sources to know even more about consumers' behavior
cash management solutions to reduce cash volume and related costs